← Back to Calculators
BRRRR Strategy Calculator
Buy, Rehab, Rent, Refinance, Repeat. The BRRRR strategy lets you recycle capital by forcing appreciation through renovation, then refinancing based on the improved value. The goal: recover most or all of your initial cash while keeping the property.
Buy
$
%
$
Rehab
$
All-in cost: $184,000 | Cash invested: $71,500
Rent
$
%
$
Refinance
$
%
%
Loan Term
Capital Recovery
Cash Recovered
73.43%
$52,500 of $71,500 returned at refinance
Cash Left in Deal
$19,000
New Loan Amount
$165,000
Equity After Refi
$55,000
Forced Appreciation
$70,000
ARV - Purchase Price
Post-Refinance Cash Flow
Monthly Cash Flow
$476
Annual Cash Flow
$5,715
Monthly Debt Service
$1,098
Cash-on-Cash Return
30.08%
On $19,000 remaining
BRRRR Success Criteria:
75%+ capital recovery = Good
90%+ capital recovery = Excellent
100% recovery = Full recycle (repeat with same capital)
Positive cash flow after refi = Sustainable hold